Multi-Currency Accounts
Hold and manage balances in 30+ currencies with local account details in the US, UK, EU and beyond.
- USD, GBP, EUR & NGN accounts
- Real, interbank FX rates
- No hidden conversion markups
Open multi-currency accounts, send and receive money in 30+ currencies, spend with global cards, and access working capital, all from one platform built for modern global businesses.
No monthly fees to start · Live in under 10 minutes
Trusted by fast-growing businesses and platforms
Everything you need to hold, move and grow money across borders, in one account.
Hold and manage balances in 30+ currencies with local account details in the US, UK, EU and beyond.
Access flexible financing to cover payroll, inventory and expansion, approved in days, not months.
Pay suppliers, vendors and teams anywhere. Issue virtual and physical cards with granular controls.
Powerful infrastructure under a beautifully simple surface.
Move between local currency and USD stablecoins in seconds to hedge against volatility.
Embed accounts, payouts and FX into your product with clean, well-documented endpoints.
Run every subsidiary, currency and team from a single dashboard with role-based access.
"We pay contractors in four countries. HitchPay cut our FX costs by half and settlement went from days to minutes."
"The API let us embed USD accounts directly into our app in a week. Our users finally have a global wallet that just works."
"Working capital arrived when we needed it most. HitchPay understood our business better than any bank we've dealt with."
See spend, runway and FX exposure across every currency and entity, live.
Automatically sweep, convert and allocate funds the moment they land.
Spin up dedicated account numbers to reconcile every payer instantly.
Multi-step approvals and per-user limits keep every payment in policy.
Upload a file and pay thousands of vendors or staff in a single click.
Eligible balances are protected up to $3M through our partner banks and sweep network, well beyond the standard $250k limit.
Deposits are held with FDIC-member partner banks, ring-fenced and never lent out by HitchPay.
Multi-factor auth, device binding and biometric approval on every sensitive action.
Independently audited controls and card-data security to the highest standards.
Require sign-off from multiple team members before large payments leave your account.
Every transaction is monitored in real time, screened against global watchlists, and protected with end-to-end encryption.
No setup fees. No minimums. Transparent FX on every transaction.
Everything a growing business needs to go global.
Start for freeAdvanced controls and capital for scaling teams.
Get startedHitchPay is a global finance platform that gives African businesses multi-currency accounts, instant cross-border payments, cards, and working capital, all in one place, without the friction of traditional banks.
You can hold and convert 30+ currencies including USD, GBP, EUR and NGN, with local account details in the US, UK and EU. Send money to 130+ countries at real, interbank FX rates.
Add a beneficiary, choose the currency, and send, payments settle in minutes, not days. You can also upload a file for bulk payouts to thousands of recipients at once, or issue cards for recurring vendor spend.
The Starter plan is free forever with no minimums. The Business plan is $25/month and includes unlimited cards, working capital, multi-entity management and API access. FX is always shown transparently with no hidden markups.
Funds are held with regulated, licensed banking partners and ring-fenced from HitchPay. We're SOC 2 Type II and PCI DSS compliant, use 256-bit encryption, multi-factor authentication and real-time transaction monitoring against global watchlists.
A practical guide to opening USD accounts, managing FX exposure and protecting your runway.
Read storyWhy more finance teams are using USD stablecoins to move money faster and cheaper.
Read storyRun every subsidiary, currency and team from a single dashboard with role-based controls.
Read storyJoin 12,000+ businesses moving money across borders with HitchPay.
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