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HitchPay in Africa

Move money in and out of Africa, the easy way.

Collect in Naira, Shillings, Cedis and Rand through local rails, convert to USD, GBP and EUR at the mid-market rate, and pay across the continent and beyond, all from one account built for African businesses.

Trusted by fast-growing businesses and platforms

Collect locally

Local accounts across the continent.

Get paid the way Africa pays, with NGN via NIP, KES, GHS and ZAR through local rails, into named accounts you can share on any invoice. Every payment reconciles automatically.

  • NGN, KES, GHS & ZAR local accounts
  • Instant local rails, incl. NIP transfers
  • Auto-reconcile every incoming payment
Africa balance
₦96,400,000
▲ 15.8%
🇳🇬
NIP · customer transfer
Today · 10:02
+₦42,000,000
🇰🇪
M-Pesa settlement
Today
+KSh 3,120,000
🇬🇭
Local transfer · GHS
Yesterday
+₵180,400
Go global

Convert to hard currency at real FX.

Protect earnings from local depreciation by converting into USD, GBP or EUR at the live interbank rate, or hold hard currency until you need it. One clear fee, no hidden spread.

  • Convert NGN, KES, GHS, ZAR to USD/GBP/EUR
  • Hold hard currency to hedge depreciation
  • Mid-market rate with one transparent fee
Payout Rate locked · 30s
🇳🇬You convert
₦31,800,000
🇺🇸You receive (USD)
$20,000.00
Rate 1 USD = 1,590 NGNFee $26.00
Pay out

Pay suppliers and teams anywhere.

Send same-day payments across Africa and to 130+ countries worldwide, pay suppliers in their currency, and spend with a global card accepted everywhere Visa is.

  • Same-day payouts across Africa & worldwide
  • Pay suppliers in their local currency
  • Global card for online and in-person spend
Payout · supplier · CN
Same-day
−$14,300
Card · cloud & tools
Operating spend
−$1,940
🇿🇦
Payout · team · ZAR
Settled
−R92,400
Africa

Built for how African businesses move money.

Collect on local rails, hold hard currency, and pay across borders from one account.

Local sub-accounts

Hold NGN, KES, GHS and ZAR balances with their own details and clean reporting.

Hedge with FX

Convert to USD, GBP or EUR on your schedule to protect against local depreciation.

Payouts at scale

Send bulk local and cross-border payouts via one clean, documented API.

4+
Local African currencies
0%
FX markup
Instant
Local rail transfers
130+
Countries reachable

"We collect in Naira and Cedis, hold dollars to protect our margin, and pay suppliers in China same-day. For the first time, running an African business across borders feels simple."

AO
Ada Okafor
Finance Director, Sahel Commerce
FAQ

Banking across Africa, explained.

Which African currencies can I hold?

You can hold and collect in NGN, KES, GHS and ZAR with more corridors added over time, using local rails such as NIP so customers pay you instantly into named accounts.

Can I convert local currency to dollars?

Yes. Convert NGN, KES, GHS or ZAR into USD, GBP or EUR at the live mid-market rate with one clear fee, or hold hard currency to hedge against local depreciation.

How do payouts across Africa and abroad work?

Send same-day payments across the continent and to 130+ countries worldwide. Suppliers and teams are paid in their local currency at the mid-market rate.

Do business across Africa, without borders.

Join 12,000+ businesses moving money across borders with HitchPay.

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