Sub-accounts
Open unlimited named sub-accounts to ring-fence funds by team, client, project or currency, each with its own details and balance.
Hold, receive and convert 30+ currencies from a single account, with local USD, GBP, EUR and NGN details, real interbank FX, and no hidden markups. Open in minutes and settle like a local, everywhere you operate.
Trusted by fast-growing businesses and platforms
Get real account numbers in the currencies you trade in, not a shared pool. Receive from customers, marketplaces and payroll providers exactly as a local business would, with details you can share on any invoice.
Convert between currencies at the live mid-market rate with a single, transparent fee shown upfront. No spread baked into the rate, no surprises on settlement, just the same rate you'd see on Bloomberg or Reuters.
Put idle balances to work. Set rules that automatically sweep surplus cash into eligible money-market positions, keep operating buffers topped up, and hold the currencies you need for upcoming obligations, all from one treasury view.
Structure, automate and control money across every entity and currency you run.
Open unlimited named sub-accounts to ring-fence funds by team, client, project or currency, each with its own details and balance.
Automate FX on a schedule or trigger. Convert on payday, at a target rate, or the moment funds land, so exposure never sits unmanaged.
Manage every subsidiary and legal entity from one login, with consolidated reporting and role-based access for each finance team.
"We collect in USD, pay suppliers in EUR and run payroll in NGN. Having local details for each, in one account, ended the tangle of overseas bank accounts we used to juggle. FX is finally predictable."
Sign up with your work email, tell us about your business, and upload your incorporation and ownership documents. Most businesses are verified and live in under 10 minutes, with local USD, GBP, EUR and NGN details ready to share immediately.
You can hold, receive and convert 30+ currencies including USD, GBP, EUR, NGN, KES, GHS, CAD, ZAR and more. Conversions use the live interbank mid-market rate with a single transparent fee, and you can send to beneficiaries in 130+ countries.
HitchPay is a financial technology company, not a bank. USD balances are held at our partner banks, which are Members FDIC, and are eligible for pass-through FDIC insurance up to $250,000 per depositor, per partner bank. Through our sweep network, eligible balances can be spread across multiple partner banks for coverage beyond the standard limit. Balances held in non-USD currencies are not FDIC insured.
Opening and holding accounts is free with no minimums. There is no spread hidden inside the exchange rate, you convert at the mid-market rate and pay one clear fee shown before you confirm. Wire, ACH and local payout fees are published upfront in your dashboard.
Join 12,000+ businesses moving money across borders with HitchPay.
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