New HitchPay raises $40M Series B to power global business banking · Read more
Global payments

Move money to 130+ countries in minutes.

Send and receive across borders at real, interbank FX rates, with instant settlement and no hidden markups. Pay one supplier or ten thousand, on local rails or stablecoin, all from one balance.

Payment sent
USD → EUR · settled in 42 seconds · ref HP-90412
€18,450
Payout · Meridian Textiles
Ho Chi Minh City, VN · local rail
−$12,900
FX · USD → GBP
Rate 0.7841 · 0% markup
£7,050
Payouts at scale

One-off and bulk payouts.

Pay a single vendor or upload a file to pay thousands of suppliers, contractors and staff in one run. HitchPay routes each payment to the fastest rail available and settles in the recipient's local currency.

  • Upload CSV to pay up to 10,000 recipients
  • Automatic validation of account details
  • Per-recipient status and receipts
payroll_july.csv
1,284 recipients · 7 currencies
Ready
🇮🇳
1,042 payouts · INR
IMPS local rail
₹41.2L
🇵🇭
168 payouts · PHP
InstaPay local rail
₱2.9M
🇲🇽
74 payouts · MXN
SPEI local rail
$318,600
Instant settlement

Stablecoin rails for instant settlement.

Skip the multi-day correspondent banking chain. Move value over regulated USD stablecoin rails and settle 24/7, including weekends and holidays, then off-ramp to local currency on arrival.

  • Sub-minute settlement, any day of the week
  • Automatic on- and off-ramp to local currency
  • Full audit trail on every transfer
USDC transfer
On-chain · confirmed
$50,000
Settlement time
Initiated 09:41:02
38s
Off-ramp · BRL
Pix credited to beneficiary
R$271,900
Governance

Approvals and controls on every payment.

Keep finance in policy without slowing the business down. Configure multi-step approval chains by amount, currency or team, and require sign-off before a single dollar leaves your account.

  • Threshold-based multi-step approvals
  • Role-based permissions and spend limits
  • Immutable, exportable audit log
Approval required
Payout to Meridian Textiles · > $10,000
$12,900
Approved · Dana Whitfield
Finance Manager · Step 1 of 2
Pending · Marcus Reyes
Controller · Step 2 of 2
Awaiting
Built to scale

Payments infrastructure that scales.

From your first cross-border transfer to millions in monthly volume, the same platform grows with you.

Developer API

Initiate payouts, quote FX and reconcile settlements programmatically with clean REST endpoints, webhooks and idempotency keys.

Virtual accounts for collections

Issue dedicated USD, GBP and EUR account details to collect from customers worldwide and reconcile every payer automatically.

Scheduled & recurring payouts

Automate payroll, rent and supplier runs on a fixed cadence, with funds converted and sent at the moment they are due.

130+
Countries reachable
<60s
Avg. settlement time
$248M+
Processed to date
0%
Hidden FX markup
Every rail, one platform

Reach any beneficiary, their way.

HitchPay picks the fastest, cheapest route for every payment, so your recipients get paid the way they expect.

ACH & wire

Move USD domestically over ACH or send same-day wires for high-value, time-critical transfers.

  • Same-day and standard ACH
  • Domestic & international wires
  • Full remittance details

Local rails

Pay into local schemes, SEPA, Faster Payments, Pix, UPI, InstaPay and more, for near-instant, low-cost delivery.

  • 40+ local payment schemes
  • Delivery in local currency
  • Lower fees than SWIFT

Cards

Fund recurring vendor spend and subscriptions with virtual cards carrying granular limits and merchant controls.

  • Unlimited virtual cards
  • Per-vendor spend limits
  • Instant freeze and controls

"We run payroll across 14 countries every month. What used to take our team three days of wires and reconciliation now takes one upload and clears in minutes. HitchPay is the backbone of our global payouts."

PM
Priya Menon
VP Finance, Northwind Robotics
FAQ

Payments, answered.

How fast do payments settle?

Most payments on local rails and stablecoin rails settle in under a minute, any day of the week. Traditional SWIFT wires typically clear same-day or next-day depending on the destination and cut-off times. Every payment shows a live status and an estimated settlement time before you send.

Which countries and currencies can I send to?

You can send to more than 130 countries in over 30 currencies, delivering into 40+ local payment schemes including SEPA, Faster Payments, Pix, UPI and InstaPay. HitchPay automatically selects the fastest, lowest-cost route for each beneficiary.

What are the fees and FX rates?

We use real, interbank FX rates with no hidden markup, the rate you see is the rate you get. A small, transparent transfer fee applies per payment and is always shown up front before you confirm. Local-rail and stablecoin routes are typically far cheaper than correspondent SWIFT wires.

Are there limits on how much I can send?

Default limits depend on your account tier and verification level, and bulk runs support up to 10,000 recipients per file. Higher limits are available for scaling businesses, talk to our team and we will raise them once your account is verified.

Apply in less than 10 minutes today.

Join 12,000+ businesses moving money across borders with HitchPay.

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