Important disclosures about banking, FDIC insurance, FX, lending, and more.
Last updated: July 3, 2026
The following disclosures apply to the HitchPay Services. They supplement our Terms of Service and Privacy Policy.
HitchPay is a financial technology company, not a bank. Banking services are provided by HitchPay\'s partner banks, Members FDIC. The HitchPay Visa Business Debit Card is issued by a partner bank pursuant to a license from Visa U.S.A. Inc.
FDIC insurance protects against the failure of an FDIC-insured partner bank. Deposits swept to program banks through HitchPay\'s sweep network are eligible for pass-through FDIC insurance up to applicable limits, currently up to $250,000 per depositor, per insured bank, per ownership category, and up to an aggregate of $3,000,000 across the sweep network, subject to the deposit sweep agreement and recordkeeping conditions. FDIC insurance does not cover the failure of HitchPay or any non-bank party, or losses from fraud or unauthorized transactions.
FX, multi-currency, and payment services are not deposits, are not FDIC insured, and may lose value. Availability of currencies, local account details, and corridors varies by jurisdiction and eligibility.
Stablecoin and digital-asset services are provided by third-party partners, are not offered or guaranteed by HitchPay, are not FDIC insured, and are not available in all regions.
Working capital and credit are offered by lending partners, subject to credit approval and eligibility, and may require a personal guaranty. Rates and limits shown are illustrative.
Treasury and yield features involve risk, including possible loss of principal, are not bank deposits, are not FDIC insured, and are not investment advice.
Figures, testimonials, metrics, and logos on this site are illustrative and for demonstration only. This site is not affiliated with Slash Financial, Visa, the FDIC, or any bank or regulator.