No setup fees. No minimums. Transparent FX on every transaction, you always see the interbank rate and the exact cost before you send.
Every plan includes multi-currency accounts, real-time FX and bank-grade security. Upgrade for capital, controls and API access.
Everything a growing business needs to hold and move money globally.
Start for freeAdvanced controls, working capital and automation for scaling teams.
Get startedBespoke pricing, dedicated infrastructure and named support for high-volume treasuries, marketplaces and multi-entity groups. Volume FX rates negotiated per corridor.
A detailed breakdown of what's included on each plan so you can choose with confidence.
| Feature | Starter | Business | Enterprise |
|---|---|---|---|
| Currencies supported | 10 currencies | 30+ currencies | 30+ & custom corridors |
| Local account details | USD, GBP, EUR, NGN | All available regions | All + named-entity accounts |
| Virtual cards | 5 included | Unlimited | Unlimited |
| Physical cards | , | Included | Branded & bulk |
| Working capital | , | Up to $250k | Custom facility |
| Multi-entity management | , | Included | Unlimited entities |
| API access | Read-only | Full access | Full + dedicated limits |
| Payment approvals | Single approver | Multi-step rules | Custom approval workflows |
| Support | Email & chat | Priority support | 24/7 SLA + named manager |
| FX markup | 0.9% over interbank | 0.5% over interbank | Negotiated per corridor |
No spread games, no invented mid-market rates. Here's exactly what you pay when you convert on HitchPay.
Your plan's FX fee is the only conversion cost, a flat percentage over the interbank rate, disclosed on every quote.
We source live mid-market rates from tier-one liquidity providers, so every conversion starts from the true market price.
Before you confirm, you'll see the amount sent, the rate applied, the fee, and exactly what lands, down to the cent.
The Starter plan is free forever with no minimums and no setup fees. The Business plan is $25/month billed to your primary account, and Enterprise pricing is based on your volume. You only ever pay the plan fee plus the transparent FX markup on conversions.
Every conversion starts from the live interbank mid-market rate. We add a single, flat markup, 0.9% on Starter and 0.5% on Business, which is disclosed before you confirm. Enterprise customers negotiate volume rates per currency corridor. There are no spreads or hidden margins baked into the rate.
Yes. You can upgrade from Starter to Business instantly from your dashboard and the change takes effect immediately. Downgrades apply at the end of your current billing cycle, and you keep access to paid features until then. Moving to Enterprise is handled by our sales team.
Working capital on the Business plan is priced as a flat, transparent fee on the amount drawn, no compounding interest and no early-repayment penalties. Your rate is quoted upfront based on your account history, and you repay in your local currency on a schedule you agree to before you accept.
You don't need a trial, the Starter plan is free indefinitely, so you can open accounts, send payments and issue cards without paying anything. When you're ready for capital, unlimited cards and API access, upgrade to Business. No credit card is required to get started.
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