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HitchPay for Contractors

Get paid by clients abroad, like a local.

Receive payments from overseas companies into real USD, GBP and EUR accounts, convert to your local currency at the mid-market rate, and spend anywhere with a global card, all without a foreign bank.

Trusted by fast-growing businesses and platforms

Get paid

Receive from foreign clients directly.

Give clients and platforms like Deel, Upwork and direct employers a local account to pay into. No more waiting days for wires or losing money to intermediary bank fees.

  • Real USD, GBP & EUR account details
  • Get paid by direct clients and contractor platforms
  • No lost wires, no intermediary bank fees
Available balance
$14,280.00
▲ 9.4%
🇺🇸
Invoice · Acme Inc
Today · 09:32
+$6,000
🇬🇧
Deel · milestone
Today
+£2,400
Upwork · payout
Yesterday
+$1,850
Convert

Convert to your currency at real FX.

Move earnings into your local currency at the live interbank rate with one clear fee, or hold USD to protect against local depreciation. You decide when and how much.

  • Mid-market rate on every conversion
  • Hold USD or convert on your schedule
  • One transparent fee, shown before you confirm
Payout Rate locked · 30s
🇺🇸You convert
$5,000.00
🇳🇬You receive (NGN)
₦7,942,500
Rate 1 USD = 1,590 NGNFee $6.50
Spend & save

Spend globally and set aside taxes.

Spend directly from your balance with a global card, and ring-fence a slice of every payment for taxes so nothing catches you off guard at filing time.

  • Global card that works everywhere Visa is accepted
  • Auto set-aside for taxes on every payment
  • Track income and expenses in one place
Card · SaaS tools
Subscriptions
−$96
Tax set-aside
20% of last invoice
−$1,200
Invoice · Acme Inc
Paid
+$6,000
Built for independents

Everything an independent needs to get paid.

Bill abroad, hold or convert, and spend, without juggling foreign banks.

Simple invoicing

Send clean invoices with your local account details and get paid straight into the matching currency.

Convert on your terms

Hold USD or convert to your local currency whenever the rate suits you, at mid-market.

Global card

Spend earnings directly, online and in person, everywhere Visa is accepted.

30+
Currencies to hold
0%
FX markup
<10 min
To open an account
130+
Countries reachable

"My US and UK clients pay into my USD and GBP accounts like I'm local. I hold dollars when the naira slips and convert when it makes sense. It changed how much I actually keep."

CN
Chidi Nwosu
Independent Developer, Remote
FAQ

Getting paid, explained.

Can overseas clients pay me directly?

Yes. You get real USD, GBP and EUR account details to share with clients and platforms like Deel and Upwork. They pay you like a local vendor and funds arrive in the matching currency.

Do I have to convert straight away?

No. You can hold your earnings in USD or another currency for as long as you like and convert to your local currency whenever the rate suits you, always at the mid-market rate.

Can I spend my balance directly?

Yes. Your global card works everywhere Visa is accepted, online and in person, so you can spend from your balance without converting first if you prefer.

Work with the world. Get paid like a local.

Join 12,000+ independents and businesses moving money with HitchPay.

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