New HitchPay raises $40M Series B to power global business banking · Read more
HitchPay in Europe

Bank across Europe and the UK, like a local.

Open local EUR and GBP accounts with your own IBAN and sort code, get paid by SEPA and Faster Payments, and convert across currencies at the mid-market rate, no European entity required.

Trusted by fast-growing businesses and platforms

Local presence

EUR and GBP account details.

Receive from customers, marketplaces and payroll providers with a real EUR IBAN and a GBP account and sort code, so European and UK partners pay you exactly as a local business.

  • EUR IBAN with SEPA & SEPA Instant
  • GBP account with Faster Payments
  • Get paid locally without an EU or UK entity
Europe balance
€184,920.00
▲ 11.6%
🇪🇺
SEPA · customer
Today · 09:08
+€96,400
🇬🇧
Faster Payments · client
Today
+£41,200
Card acquiring · EU
Yesterday
+€28,800
Move money

Convert EUR, GBP and beyond at real FX.

Convert between EUR, GBP, USD and 30+ currencies at the live interbank rate with one transparent fee. The same rate you would see on Bloomberg, with no spread baked in.

  • Mid-market EUR/GBP/USD and cross-border FX
  • Instant conversions, 24/7, in-app or by API
  • One clear fee, locked before you confirm
Payout Rate locked · 30s
🇪🇺You convert
€25,000.00
🇬🇧You receive (GBP)
£21,180
Rate 1 EUR = 0.8472 GBPFee €28.00
Operate

Cards, spend and treasury.

Spend directly in EUR and GBP with global cards, control team spend, and put idle balances to work with automated sweeps and same-day access.

  • EUR & GBP cards accepted across Europe
  • Real-time controls on team spend
  • Earn yield on idle balances, no lock-up
Card · EU SaaS & travel
Operating spend
−€3,410
Auto-sweep to yield
Idle balance
+€90,000
Interest accrued
Paid monthly
+€318
Europe

A European footprint, run from anywhere.

Collect, convert and spend across the EU and UK as if you were headquartered there.

EUR & GBP sub-accounts

Hold separate EUR and GBP balances with their own IBAN, sort code and reporting.

Scheduled FX

Convert EUR/GBP/USD on a schedule or at a target rate to manage exposure.

Spend controls

Issue EUR and GBP cards with limits and approvals for European operations.

SEPA · FPS
Local rails supported
0%
FX markup
<10 min
To open an account
IBAN + Sort code
Real local details

"We invoice clients across the EU and UK and now hold a real IBAN and a GBP account. Payments land instantly by SEPA and Faster Payments, and our FX cost is finally transparent."

LS
Lukas Schmidt
Finance Lead, Nordwind GmbH
FAQ

Banking in Europe, explained.

Can I get a real IBAN and GBP account?

Yes. You receive a EUR IBAN and a GBP account with sort code, so customers, marketplaces and payroll providers across the EU and UK can pay you by SEPA and Faster Payments like a local business.

Do I need a European entity?

No. You can hold EUR and GBP details and receive locally without incorporating in the EU or UK, subject to standard business verification.

How does EUR/GBP FX pricing work?

Conversions use the live interbank mid-market rate with a single transparent fee shown before you confirm. There is no spread hidden inside the exchange rate.

Operate across Europe from day one.

Join 12,000+ businesses moving money across borders with HitchPay.

No credit card required · Cancel anytime