US & CAD sub-accounts
Hold separate USD and CAD balances with their own local details and reporting.
Open local USD and CAD accounts with real routing and account numbers, get paid by ACH, Wire and EFT like a domestic business, and move money in and out of North America at the mid-market rate, no US entity required.
Trusted by fast-growing businesses and platforms
Receive from customers, marketplaces and payroll providers with genuine USD routing numbers and CAD account details, so North American partners pay you exactly as they would a local company.
Bring USD and CAD earnings home, or fund North American obligations, at the live interbank rate with one clear fee. No spread baked in, no correspondent-bank surprises.
Spend directly in USD with global cards, control team spend, and earn competitive yield on idle dollar balances with same-day access.
Collect, convert and spend across the US and Canada as if you were headquartered there.
Hold separate USD and CAD balances with their own local details and reporting.
Convert USD/CAD on a schedule or at a target rate to manage exposure automatically.
Issue cards with limits and approvals for North American operating spend.
"We sell into the US and Canada but incorporate elsewhere. HitchPay gives us real USD and CAD details, so clients pay us domestically and we stopped losing money to wire fees and bad FX."
Yes. You receive real USD routing and account numbers, so US customers, marketplaces and payroll providers can pay you by ACH, Wire or FedNow exactly as they would a domestic business, subject to standard verification.
Yes. You can hold a CAD balance with local details and receive by EFT, then convert between CAD and USD at the mid-market rate whenever it suits you.
Conversions use the live interbank mid-market rate with a single transparent fee shown before you confirm. There is no spread hidden inside the exchange rate.
Join 12,000+ businesses moving money across borders with HitchPay.
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